The payroll product targets employees working with both private and public companies. Though these individuals are employed and receive a salary, they find it difficult to access short term credit when they have taken out a large loan from a commercial Bank. This product is mainly to support their short term needs like school fees, acquisition of simple assets like Televisions, Cookers, and Chairs. It’s strictly a bridge finance Loan.


  1. Client Identification.
  2. Employee Contract /Appointment letter.
  3. Confirmation letter.
  4. Personal Guarantees.
  5. Collaterals.
  6. PD cheques.
  7. Banks Statement and Payslip.